Every component comes as a managed solution with a user manual, emailed to you as soon as payment is received.
NIRAYPCF Gallery
Financial Services & InsuranceComing soon: built and tested

Financial Spreading Grid

Commercial lending financial spreading

Also in the Niray Financial Services & Insurance PCF Pack

Licence price

S$15

One-time licence
Emailed to you after payment

Request a demoNeed it customised? Request custom development
  • Managed solution
  • User manual (Word)
  • Canvas, Model-driven, Power Pages
  • Works on phones

  • Income statement, balance sheet and debt-service inputs across audited/reviewed/compiled/tax/interim/projected periods with a 38-line template and formula totals (or custom templateJson)
  • Analyst overrides kept separate from source figures (Delete restores)
  • Values / Common-size / Change views with adverse/favourable trend arrows
  • 17 ratios (DSCR, FCCR, interest coverage, senior/total leverage, debt/TNW, TNW, current/quick, working capital, growth, margins, DSO/DIO/DPO) with min/max covenants, watch band
  • Sparklines and detail panel
  • Safe formula engine (prev/avg/abs/min/max, no eval), interim annualisation
  • Balance check per period
  • Flags for breaches, watch items, out-of-balance
  • Adverse trends and 3-period deterioration, KPI tiles, period notes, Mark reviewed, Copy CSV
  • Phone layout with period chips and Statements/Ratios/Flags tabs, 25 outputs
  • Niray-financialspreadinggridchange event and syncSelector

More for Financial Services & Insurance

Coming soon

Financial Services & Insurance

AML Alert Triage Board

Financial-crime analyst workbench for transaction-monitoring alerts

S$15